Scotiabank
100,000 Scene+ points (up to $1,000 in value)
Fee Waiver Available
$150 reduction with Ultimate Package account
| Category | Earn Rate |
|---|---|
Travel & HotelsBest | 4.8x Scene+ points per $1 |
Dining & Restaurants | 1.6x Scene+ points per $1 |
Gas & Fuel | 0.8x Scene+ points per $1 |
Shopping | 0.8x Scene+ points per $1 |
Groceries | 0.8x Scene+ points per $1 |
Bills & Utilities | 0.8x Scene+ points per $1 |
Streaming & Subscriptions | 0.8x Scene+ points per $1 |
Transit & Rideshare | 0.8x Scene+ points per $1 |
Point values vary by redemption method. See redemption values below
| Redemption Method | Value / Point | Rating |
|---|---|---|
| Cineplex Movies 1,000 pts = $10-12 movie | 1.2¢ | Best |
| Sobeys / FreshCo Groceries | 1.0¢ | Good |
| Statement Credit (Scotia) | 0.8¢ | Fair |
| Travel via Scotia | 0.7¢ | Poor |
Redeem at Cineplex or Sobeys for best per-point value
Enter your monthly spending to estimate annual rewards with this card.
Is the $599/yr fee worth it for you?
Calculate BreakevenTypical benefits for ultra premium tier cards. Actual coverage may vary.
Based on card-specific requirements where available; household income estimated by tier.
Cash advance, balance transfer, and late payment fees are typical for this card tier. Check the issuer for exact rates.
Scotiabank Passport Visa Infinite Privilege vs BMO eclipse Visa Infinite Privilege
Scotiabank Passport Visa Infinite Privilege vs CIBC Aeroplan Visa Infinite Privilege
Scotiabank Passport Visa Infinite Privilege vs American Express Aeroplan Reserve Card
Scotiabank Passport Visa Infinite Privilege vs CIBC Aventura Visa Infinite Privilege
Benefits You Use: ~$0 of ~$1,630/yr
0%Emergency Medical Insurance
Coverage for medical emergencies while travelling outside your province or country
Trip Cancellation & Interruption
Reimburses non-refundable trip costs if you need to cancel or cut your trip short
Trip Delay Insurance
Covers meals, accommodation, and essentials when your trip is delayed 4+ hours
Lost or Delayed Baggage
Coverage for lost, stolen, or delayed luggage during your trip
Rental Car Insurance
Collision and damage coverage when you rent a vehicle and pay with your card
Extended Warranty
Doubles the manufacturer warranty (up to 1 extra year) on eligible purchases
Purchase Protection
Covers theft or accidental damage on new purchases for 90 days
Price Protection
Refunds the difference if an item you bought drops in price within 60 days
Return Protection
Allows returns on eligible items when the retailer won't accept them
Airport Lounge Access
Complimentary access to airport lounges (e.g., Priority Pass, Plaza Premium)
Concierge Service
24/7 personal concierge for travel bookings, restaurant reservations, and event tickets
Cell Phone Insurance
Covers repair or replacement of your mobile phone against damage or theft
Hotel & Travel Credits
Annual statement credits for hotel stays, flights, or travel purchases
Dining Credits
Monthly or annual credits for restaurant and food delivery purchases