| Category | Earn Rate |
|---|---|
Gas & FuelBest | 3% cash back |
GroceriesBest | 3% cash back |
Dining & Restaurants | 1% cash back |
Shopping | 1% cash back |
Bills & Utilities | 1% cash back |
Streaming & Subscriptions | 1% cash back |
Transit & Rideshare | 1% cash back |
Travel & Hotels | 1% cash back |
Point values vary by redemption method. See redemption values below
Enter your monthly spending to estimate annual rewards with this card.
Typical benefits for mid tier tier cards. Actual coverage may vary.
Based on card-specific requirements where available; household income estimated by tier.
Cash advance, balance transfer, and late payment fees are typical for this card tier. Check the issuer for exact rates.
Benefits You Use: ~$0 of ~$475/yr
0%Emergency Medical Insurance
Coverage for medical emergencies while travelling outside your province or country
Extended Warranty
Doubles the manufacturer warranty (up to 1 extra year) on eligible purchases
Purchase Protection
Covers theft or accidental damage on new purchases for 90 days
Rental Car Insurance
Collision and damage coverage when you rent a vehicle and pay with your card