5,000 bonus Scene+ points
| Category | Earn Rate |
|---|---|
Dining & RestaurantsBest | 1.6x Scene+ points per $1 |
Gas & FuelBest | 1.6x Scene+ points per $1 |
Streaming & SubscriptionsBest | 1.6x Scene+ points per $1 |
Transit & RideshareBest | 1.6x Scene+ points per $1 |
Shopping | 0.8x Scene+ points per $1 |
Groceries | 0.8x Scene+ points per $1 |
Bills & Utilities | 0.8x Scene+ points per $1 |
Travel & Hotels | 0.8x Scene+ points per $1 |
Point values vary by redemption method. See redemption values below
| Redemption Method | Value / Point | Rating |
|---|---|---|
| Cineplex Movies 1,000 pts = $10-12 movie | 1.2¢ | Best |
| Sobeys / FreshCo Groceries | 1.0¢ | Good |
| Statement Credit (Scotia) | 0.8¢ | Fair |
| Travel via Scotia | 0.7¢ | Poor |
Redeem at Cineplex or Sobeys for best per-point value
Enter your monthly spending to estimate annual rewards with this card.
Typical benefits for no fee tier cards. Actual coverage may vary.
American Express Acceptance
Amex is not accepted at all Canadian merchants. While acceptance has improved significantly, some smaller businesses, restaurants, and service providers may only accept Visa or Mastercard. Consider pairing this card with a Visa or Mastercard for complete coverage.
Based on card-specific requirements where available; household income estimated by tier.
Cash advance, balance transfer, and late payment fees are typical for this card tier. Check the issuer for exact rates.
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Benefits You Use: ~$0 of ~$50/yr
0%Extended Warranty
Doubles the manufacturer warranty (up to 1 extra year) on eligible purchases