Scotiabank American Express

American ExpressNo Fee

Scotiabank

$0No annual fee

Key Details

Rewards Type

Points

Program

Scene+

Annual Fee

Free

Foreign Transaction Fee

No FX fee

Best Earn Rate

1.6% on dining

Category	Rate	Cap	Post-Cap
dining	1.6%	—	—
gas	1.6%	—	—
streaming	1.6%	—	—
transit	1.6%	—	—
general	0.8%	—	—
grocery	0.8%	—	—
recurring	0.8%	—	—
travel	0.8%	—	—

No foreign transaction fee — great for international purchases

Scotiabank Scene+ Business Visa

No fee

Scotiabank GM Visa Infinite

$99/yr

Scotiabank GM Visa

No fee

Scotiabank Gold American Express

$120/yr

Scotia Momentum Visa Infinite

$120/yr

Scotia Momentum Mastercard

No fee