Scotiabank Gold American Express

American ExpressMid-Tier

Scotiabank

$120/year

Key Details

Rewards Type

Points

Program

Scene+

Annual Fee

$120

Foreign Transaction Fee

No FX fee

Best Earn Rate

4% on grocery

Category	Rate	Cap	Post-Cap
grocery	4%	—	—
gas	2.4%	—	—
streaming	2.4%	—	—
transit	2.4%	—	—
dining	0.8%	—	—
general	0.8%	—	—
recurring	0.8%	—	—
travel	0.8%	—	—

No foreign transaction fee — great for international purchases

Scotiabank American Express

No fee

Scotiabank Scene+ Business Visa

No fee

Scotiabank GM Visa Infinite

$99/yr

Scotiabank GM Visa

No fee

Scotia Momentum Visa Infinite

$120/yr

Scotia Momentum Mastercard

No fee