Up to 60,000 Scene+ points (40,000 on $2,000 spend + 10,000 on $10,000 spend + 10,000 annual bonus on $40,000 spend)
| Category | Earn Rate |
|---|---|
Dining & RestaurantsBest | 1.6x Scene+ points per $1 |
GroceriesBest | 1.6x Scene+ points per $1 |
Transit & RideshareBest | 1.6x Scene+ points per $1 |
Gas & Fuel | 0.8x Scene+ points per $1 |
Shopping | 0.8x Scene+ points per $1 |
Bills & Utilities | 0.8x Scene+ points per $1 |
Streaming & Subscriptions | 0.8x Scene+ points per $1 |
Travel & Hotels | 0x Scene+ points per $1 |
Point values vary by redemption method. See redemption values below
| Redemption Method | Value / Point | Rating |
|---|---|---|
| Cineplex Movies 1,000 pts = $10-12 movie | 1.2¢ | Best |
| Sobeys / FreshCo Groceries | 1.0¢ | Good |
| Statement Credit (Scotia) | 0.8¢ | Fair |
| Travel via Scotia | 0.7¢ | Poor |
Redeem at Cineplex or Sobeys for best per-point value
Enter your monthly spending to estimate annual rewards with this card.
Is the $150/yr fee worth it for you?
Calculate BreakevenTypical benefits for premium tier cards. Actual coverage may vary.
Airport Lounge Access (6 visits/year)
Based on card-specific requirements where available; household income estimated by tier.
Cash advance, balance transfer, and late payment fees are typical for this card tier. Check the issuer for exact rates.
Scotiabank Passport Visa Infinite vs BMO eclipse Visa Infinite
Scotiabank Passport Visa Infinite vs CIBC Aeroplan Visa Infinite
Scotiabank Passport Visa Infinite vs CIBC Aventura Visa Infinite
Scotiabank Passport Visa Infinite vs Odyssey Visa Infinite Privilege
Benefits You Use: ~$0 of ~$1,100/yr
0%Emergency Medical Insurance
Coverage for medical emergencies while travelling outside your province or country
Trip Cancellation & Interruption
Reimburses non-refundable trip costs if you need to cancel or cut your trip short
Trip Delay Insurance
Covers meals, accommodation, and essentials when your trip is delayed 4+ hours
Extended Warranty
Doubles the manufacturer warranty (up to 1 extra year) on eligible purchases
Purchase Protection
Covers theft or accidental damage on new purchases for 90 days
Rental Car Insurance
Collision and damage coverage when you rent a vehicle and pay with your card
Airport Lounge Access
Complimentary access to airport lounges (e.g., Priority Pass, Plaza Premium)
Lost or Delayed Baggage
Coverage for lost, stolen, or delayed luggage during your trip