Up to 40,000 Aeroplan points (10,000 on first purchase + 15,000 at $7,500 spend + 15,000 anniversary at $12,000 spend)
Fee Waiver Available
First year free
| Category | Earn Rate |
|---|---|
Gas & FuelBest | 2.7x Aeroplan points per $1 |
GroceriesBest | 2.7x Aeroplan points per $1 |
Travel & HotelsBest | 2.7x Aeroplan points per $1 |
Dining & Restaurants | 1.8x Aeroplan points per $1 |
Shopping | 1.8x Aeroplan points per $1 |
Bills & Utilities | 1.8x Aeroplan points per $1 |
Streaming & Subscriptions | 1.8x Aeroplan points per $1 |
Transit & Rideshare | 1.8x Aeroplan points per $1 |
Point values vary by redemption method. See redemption values below
| Redemption Method | Value / Point | Rating |
|---|---|---|
| Market Fare Flight Redemption Value varies by route | 2.2¢ | Best |
| Partner Award Flight | 1.5¢ | Good |
| Upgrade Rewards | 1.2¢ | Good |
| eStore / Gift Cards | 0.8¢ | Fair |
Book long-haul flights through Aeroplan for maximum redemption value
Enter your monthly spending to estimate annual rewards with this card.
Is the $139/yr fee worth it for you?
Calculate BreakevenTypical benefits for premium tier cards. Actual coverage may vary.
Anniversary Bonus (15,000 Aeroplan pts)
Spend $12,000 in first 12 months
Free First Checked Bag (Air Canada)
Flies Air Canada regularly
Ecosystem Card — aeroplan
This card offers enhanced earn rates within the aeroplan ecosystem. Use it at partner merchants for maximum rewards.
Based on card-specific requirements where available; household income estimated by tier.
Cash advance, balance transfer, and late payment fees are typical for this card tier. Check the issuer for exact rates.
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Benefits You Use: ~$0 of ~$1,100/yr
0%Emergency Medical Insurance
Coverage for medical emergencies while travelling outside your province or country
Trip Cancellation & Interruption
Reimburses non-refundable trip costs if you need to cancel or cut your trip short
Trip Delay Insurance
Covers meals, accommodation, and essentials when your trip is delayed 4+ hours
Extended Warranty
Doubles the manufacturer warranty (up to 1 extra year) on eligible purchases
Purchase Protection
Covers theft or accidental damage on new purchases for 90 days
Rental Car Insurance
Collision and damage coverage when you rent a vehicle and pay with your card
Airport Lounge Access
Complimentary access to airport lounges (e.g., Priority Pass, Plaza Premium)
Lost or Delayed Baggage
Coverage for lost, stolen, or delayed luggage during your trip