Which has the lower annual fee, CIBC Aeroplan Visa Infinite or TD Aeroplan Visa Infinite Card?

Both cards have the same annual fee of $139.

Which card is better for groceries, CIBC Aeroplan Visa Infinite or TD Aeroplan Visa Infinite Card?

The CIBC Aeroplan Visa Infinite earns 2.7x on groceries, while the TD Aeroplan Visa Infinite Card earns 2.7x. The better choice depends on your grocery spending and the specific merchants you shop at.

CIBC Aeroplan Visa Infinite vs TD Aeroplan Visa Infinite Card — Which Is Better? | Churnr

Header Quick Take Value Earn Rates Merchants Wallet Bonus FX Benefits Eligibility Perks Downgrade Verdict

CIBC Aeroplan Visa Infinite edges ahead by $129/yr

CIBC Aeroplan Visa Infinite earns $39 more on travel
$90 welcome bonus advantage

Travel: +$39

CIBC Aeroplan Visa Infinite: $30/yr in foreign transaction fees

TD Aeroplan Visa Infinite Card: $30/yr in foreign transaction fees

Showing Year 1 analysis

Dollar Value

Winner

$2,247

/first year

5.4% effective$187/mo

vs 1% no-fee card: +$1,828

Annual rewards earned+$1,467

Welcome bonus+$810

First-year fee waiver+$139

FX costs−$30

Annual fee−$139

$2,118

/first year

5.1% effective$176/mo

vs 1% no-fee card: +$1,699

Annual rewards earned+$1,428

Welcome bonus+$720

First-year fee waiver+$139

FX costs−$30

Annual fee−$139

Best for your spendingCIBC Aeroplan Visa Infinite—$2,247Year 1 value

+$129 more than TD Aeroplan Visa Infinite Card

Scroll down for the full breakdown

Earn Rates by Category

Wallet Optimizer

Downgrade

Coming soon

The Bottom Line

CIBC Aeroplan Visa Infinite edges ahead by $129/yr

CIBC Aeroplan Visa Infinite earns $39 more on travel
$90 welcome bonus advantage

Travel: +$39

Showing Year 1 analysis

Year-over-Year

Year 1

CIBC Aeroplan Visa Infinite

by $129 — welcome bonus advantage

Year 2+

Too close to call

Data Sources

Issuer terms & conditions (verified Mar 2026)

Merchant MCC verification (239 merchants)

Insurance certificates (PDF review)

Reward program documentation

User-reported acceptance data

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