Up to 40,000 Aeroplan points (30,000 after $3,000 spend + 10,000 after $1,000 in month 13)
| Category | Earn Rate |
|---|---|
Travel & HotelsBest | 3.6x Aeroplan points per $1 |
Dining & Restaurants | 1.8x Aeroplan points per $1 |
Gas & Fuel | 1.8x Aeroplan points per $1 |
Shopping | 1.8x Aeroplan points per $1 |
Groceries | 1.8x Aeroplan points per $1 |
Bills & Utilities | 1.8x Aeroplan points per $1 |
Streaming & Subscriptions | 1.8x Aeroplan points per $1 |
Transit & Rideshare | 1.8x Aeroplan points per $1 |
Point values vary by redemption method. See redemption values below
| Redemption Method | Value / Point | Rating |
|---|---|---|
| Market Fare Flight Redemption Value varies by route | 2.2¢ | Best |
| Partner Award Flight | 1.5¢ | Good |
| Upgrade Rewards | 1.2¢ | Good |
| eStore / Gift Cards | 0.8¢ | Fair |
Book long-haul flights through Aeroplan for maximum redemption value
Enter your monthly spending to estimate annual rewards with this card.
Is the $120/yr fee worth it for you?
Calculate BreakevenTypical benefits for mid tier tier cards. Actual coverage may vary.
American Express Acceptance
Amex is not accepted at all Canadian merchants. While acceptance has improved significantly, some smaller businesses, restaurants, and service providers may only accept Visa or Mastercard. Consider pairing this card with a Visa or Mastercard for complete coverage.
Based on card-specific requirements where available; household income estimated by tier.
Cash advance, balance transfer, and late payment fees are typical for this card tier. Check the issuer for exact rates.
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Benefits You Use: ~$0 of ~$475/yr
0%Emergency Medical Insurance
Coverage for medical emergencies while travelling outside your province or country
Extended Warranty
Doubles the manufacturer warranty (up to 1 extra year) on eligible purchases
Purchase Protection
Covers theft or accidental damage on new purchases for 90 days
Rental Car Insurance
Collision and damage coverage when you rent a vehicle and pay with your card