Fee Waiver Available
First year free
| Category | Earn Rate |
|---|---|
Travel & HotelsBest | 6x TD Rewards points per $1 |
Groceries | 4.5x TD Rewards points per $1 |
Dining & Restaurants | 4.5x TD Rewards points per $1 |
Transit & Rideshare | 4.5x TD Rewards points per $1 |
Bills & Utilities | 3x TD Rewards points per $1 |
Streaming & Subscriptions | 3x TD Rewards points per $1 |
Everything Else | 1.5x TD Rewards points per $1 |
Point values vary by redemption method. See redemption values below
| Redemption Method | Value / Point | Rating |
|---|---|---|
| Expedia for TD Travel | 1.0¢ | Best |
| Statement Credit | 0.5¢ | Poor |
Book travel through Expedia for TD to get full 1cpp value
Enter your monthly spending to estimate annual rewards with this card.
Is the $89/yr fee worth it for you?
Calculate BreakevenTypical benefits for no fee tier cards. Actual coverage may vary.
Based on card-specific requirements where available; household income estimated by tier.
Cash advance, balance transfer, and late payment fees are typical for this card tier. Check the issuer for exact rates.
Benefits You Use: ~$0 of ~$50/yr
0%Extended Warranty
Doubles the manufacturer warranty (up to 1 extra year) on eligible purchases