PC Mastercard

MastercardNo Fee

PC Financial

$0No annual fee

Key Details

Rewards Type

Points

Program

PC Optimum

Annual Fee

Free

Foreign Transaction Fee

No FX fee

Best Earn Rate

1.5% on gas

Earn Rates

Category	Rate	Cap	Post-Cap
gas	1.5%	—	—
grocery	1.5%	—	—
dining	1%	—	—
general	1%	—	—
recurring	1%	—	—
streaming	1%	—	—
transit	1%	—	—
travel	1%	—	—

No foreign transaction fee — great for international purchases

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