PC Insiders WE

MastercardPremium

PC Financial

$120/year

Key Details

Rewards Type

Points

Program

PC Optimum

Annual Fee

$120

Foreign Transaction Fee

No FX fee

Best Earn Rate

4.5% on grocery

Earn Rates

Category	Rate	Cap	Post-Cap
grocery	4.5%	—	—
gas	3%	—	—
dining	1%	—	—
general	1%	—	—
recurring	1%	—	—
streaming	1%	—	—
transit	1%	—	—
travel	1%	—	—

No foreign transaction fee — great for international purchases

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