10K pts first purchase + 15K on $6K/3mo + $120 FYF
Fee Waiver Available
First year free
| Category | Earn Rate |
|---|---|
GroceriesBest | 1x Vancity Rewards points per $1 |
Gas & FuelBest | 1x Vancity Rewards points per $1 |
Dining & RestaurantsBest | 1x Vancity Rewards points per $1 |
Travel & HotelsBest | 1x Vancity Rewards points per $1 |
Bills & UtilitiesBest | 1x Vancity Rewards points per $1 |
Point values vary by redemption method. See redemption values below
Enter your monthly spending to estimate annual rewards with this card.
Is the $120/yr fee worth it for you?
Calculate BreakevenTypical benefits for no fee tier cards. Actual coverage may vary.
Based on card-specific requirements where available; household income estimated by tier.
Cash advance, balance transfer, and late payment fees are typical for this card tier. Check the issuer for exact rates.
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Benefits You Use: ~$0 of ~$50/yr
0%Extended Warranty
Doubles the manufacturer warranty (up to 1 extra year) on eligible purchases