Which has the lower annual fee, enviro Visa Infinite Business or RBC Avion Visa Infinite for Business?

The enviro Visa Infinite Business has a $120 annual fee, while the RBC Avion Visa Infinite for Business charges $145/year.

Which card is better for groceries, enviro Visa Infinite Business or RBC Avion Visa Infinite for Business?

The enviro Visa Infinite Business earns 1x on groceries, while the RBC Avion Visa Infinite for Business earns 1x. The better choice depends on your grocery spending and the specific merchants you shop at.

enviro Visa Infinite Business vs RBC Avion Visa Infinite for Business — Which Is Better? | Churnr

Header Quick Take Value Earn Rates Merchants Wallet Bonus FX Benefits Eligibility Perks Downgrade Verdict

RBC Avion Visa Infinite for Business wins by $209/yr — strongest in everything else

RBC Avion Visa Infinite for Business earns $72 more on everything else
RBC Avion Visa Infinite for Business earns $50 more on shopping

Everything Else: +$72Shopping: +$50Groceries: +$26

enviro Visa Infinite Business: $30/yr in foreign transaction fees

RBC Avion Visa Infinite for Business: $30/yr in foreign transaction fees

Showing Year 1 analysis

Dollar Value

$119

/first year

0.3% effective$10/mo

vs 1% no-fee card: −$300

Annual rewards earned+$269

Welcome bonus+$0

FX costs−$30

Annual fee−$120

Winner

$328

/first year

0.8% effective$27/mo

vs 1% no-fee card: −$91

Annual rewards earned+$503

FX costs−$30

Annual fee−$145

Best for your spendingRBC Avion Visa Infinite for Business—$328Year 1 value

+$209 more than enviro Visa Infinite Business

Scroll down for the full breakdown

Earn Rates by Category

Wallet Optimizer

Downgrade

Coming soon

The Bottom Line

RBC Avion Visa Infinite for Business wins by $209/yr — strongest in everything else

RBC Avion Visa Infinite for Business earns $72 more on everything else
RBC Avion Visa Infinite for Business earns $50 more on shopping

Everything Else: +$72Shopping: +$50Groceries: +$26

Showing Year 1 analysis

RBC Avion Visa Infinite for Business wins in both Year 1 and Year 2+ — consistent long-term value.

Data Sources

Issuer terms & conditions (verified Mar 2026)

Merchant MCC verification (239 merchants)

Insurance certificates (PDF review)

Reward program documentation

User-reported acceptance data

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