BMO
Points
BMO Rewards
$120
No FX fee
3.35% on dining
| Category | Rate | Cap | Post-Cap |
|---|---|---|---|
| dining | 3.35% | $90,000/yr | 365% |
| gas | 3.35% | $90,000/yr | 365% |
| grocery | 3.35% | $90,000/yr | 365% |
| transit | 3.35% | $90,000/yr | 365% |
| general | 0.67% | — | — |
| recurring | 0.67% | — | — |
| streaming | 0.67% | — | — |
| travel | 0.67% | — | — |