American Express Cobalt Card

American ExpressPremium

Amex Canada

$192/year

Key Details

Rewards Type

Points

Program

Membership Rewards

Annual Fee

$192

Foreign Transaction Fee

No FX fee

Best Earn Rate

7.5% on dining

Category	Rate	Cap	Post-Cap
dining	7.5%	$2,500/mo	1.5%
grocery	7.5%	$2,500/mo	1.5%
streaming	4.5%	—	—
gas	3%	—	—
transit	3%	—	—
general	1.5%	—	—
recurring	1.5%	—	—
travel	1.5%	—	—

No foreign transaction fee — great for international purchases

American Express Aeroplan Card

$120/yr

American Express Aeroplan Reserve Card

$599/yr

Business Aeroplan Reserve Card

$599/yr

Business Edge Card

$99/yr

Business Gold Rewards Card

$250/yr

Business Marriott Bonvoy Card

$150/yr