Which has the lower annual fee, RBC Avion Visa Infinite for Business or TD Business Travel Visa?

The RBC Avion Visa Infinite for Business has a $145 annual fee, while the TD Business Travel Visa charges $149/year.

Which card is better for groceries, RBC Avion Visa Infinite for Business or TD Business Travel Visa?

The RBC Avion Visa Infinite for Business earns 1x on groceries, while the TD Business Travel Visa earns base rate. The better choice depends on your grocery spending and the specific merchants you shop at.

RBC Avion Visa Infinite for Business vs TD Business Travel Visa — Which Is Better? | Churnr

Header Quick Take Value Earn Rates Merchants Wallet Bonus FX Benefits Eligibility Perks Downgrade Verdict

TD Business Travel Visa wins by $2,426/yr — strongest in bills & utilities

TD Business Travel Visa earns $173 more on bills & utilities
TD Business Travel Visa earns $144 more on travel
$1,600 welcome bonus advantage

Bills & Utilities: +$173Travel: +$144Gas: +$130

RBC Avion Visa Infinite for Business: $30/yr in foreign transaction fees

TD Business Travel Visa: $30/yr in foreign transaction fees

Showing Year 1 analysis

Dollar Value

$328

/first year

0.8% effective$27/mo

vs 1% no-fee card: −$91

Annual rewards earned+$503

FX costs−$30

Annual fee−$145

Winner

$2,753

/first year

6.6% effective$229/mo

vs 1% no-fee card: +$2,335

Annual rewards earned+$1,332

Welcome bonus+$1,600

FX costs−$30

Annual fee−$149

Best for your spendingTD Business Travel Visa—$2,753Year 1 value

+$2,426 more than RBC Avion Visa Infinite for Business

Scroll down for the full breakdown

Earn Rates by Category

Wallet Optimizer

Downgrade

Coming soon

The Bottom Line

TD Business Travel Visa wins by $2,426/yr — strongest in bills & utilities

TD Business Travel Visa earns $173 more on bills & utilities
TD Business Travel Visa earns $144 more on travel
$1,600 welcome bonus advantage

Bills & Utilities: +$173Travel: +$144Gas: +$130

Showing Year 1 analysis

TD Business Travel Visa wins in both Year 1 and Year 2+ — consistent long-term value.

Data Sources

Issuer terms & conditions (verified Mar 2026)

Merchant MCC verification (239 merchants)

Insurance certificates (PDF review)

Reward program documentation

User-reported acceptance data

Found an error? Report incorrect data