Which has the lower annual fee, Odyssey Visa Infinite Privilege or RBC Avion Visa Infinite?

The RBC Avion Visa Infinite has a $120 annual fee, while the Odyssey Visa Infinite Privilege charges $130/year.

Which card is better for groceries, Odyssey Visa Infinite Privilege or RBC Avion Visa Infinite?

The Odyssey Visa Infinite Privilege earns 3% on groceries, while the RBC Avion Visa Infinite earns 0.8x. The better choice depends on your grocery spending and the specific merchants you shop at.

Odyssey Visa Infinite Privilege vs RBC Avion Visa Infinite — Which Is Better? | Churnr

Header Quick Take Value Earn Rates Merchants Wallet Bonus FX Benefits Eligibility Perks Downgrade Verdict

RBC Avion Visa Infinite wins by $553/yr — strongest in groceries

Odyssey Visa Infinite Privilege earns $261 more on groceries
RBC Avion Visa Infinite earns $46 more on bills & utilities
$660 welcome bonus advantage

Groceries: +$261Bills & Utilities: +$46Travel: +$43

Odyssey Visa Infinite Privilege: $30/yr in foreign transaction fees

RBC Avion Visa Infinite: $30/yr in foreign transaction fees

Showing Year 1 analysis

Dollar Value

$295

/first year

0.7% effective$25/mo

vs 1% no-fee card: −$123

Annual rewards earned+$455

FX costs−$30

Annual fee−$130

Winner

$849

/first year

2.0% effective$71/mo

vs 1% no-fee card: +$430

Annual rewards earned+$339

Welcome bonus+$660

FX costs−$30

Annual fee−$120

Best for your spendingRBC Avion Visa Infinite—$849Year 1 value

+$553 more than Odyssey Visa Infinite Privilege

Scroll down for the full breakdown

Earn Rates by Category

Wallet Optimizer

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The Bottom Line

RBC Avion Visa Infinite wins by $553/yr — strongest in groceries

Odyssey Visa Infinite Privilege earns $261 more on groceries
RBC Avion Visa Infinite earns $46 more on bills & utilities
$660 welcome bonus advantage

Groceries: +$261Bills & Utilities: +$46Travel: +$43

Showing Year 1 analysis

Year-over-Year

Year 1

RBC Avion Visa Infinite

by $553 — welcome bonus advantage

Year 2+

Odyssey Visa Infinite Privilege

by $107 — ongoing earn advantage

RBC Avion Visa Infinite wins Year 1 thanks to a better welcome bonus, but Odyssey Visa Infinite Privilege earns more ongoing. Consider how long you plan to hold the card.

Data Sources

Issuer terms & conditions (verified Feb 2026)

Merchant MCC verification (239 merchants)

Insurance certificates (PDF review)

Reward program documentation

User-reported acceptance data

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