Which has the lower annual fee, CIBC Aventura Visa Infinite or Visa Infinite?

The Visa Infinite has a $130 annual fee, while the CIBC Aventura Visa Infinite charges $139/year.

Which card is better for groceries, CIBC Aventura Visa Infinite or Visa Infinite?

The CIBC Aventura Visa Infinite earns 1.5x on groceries, while the Visa Infinite earns 1.5x. The better choice depends on your grocery spending and the specific merchants you shop at.

CIBC Aventura Visa Infinite vs Visa Infinite — Which Is Better? | Churnr

Header Quick Take Value Earn Rates Merchants Wallet Bonus FX Benefits Eligibility Perks Downgrade Verdict

CIBC Aventura Visa Infinite wins by $726/yr — strongest in dining & restaurants

Visa Infinite earns $17 more on dining & restaurants
$600 welcome bonus advantage

Dining & Restaurants: +$17Travel: +$12

CIBC Aventura Visa Infinite: $30/yr in foreign transaction fees

Visa Infinite: $30/yr in foreign transaction fees

Showing Year 1 analysis

Dollar Value

Winner

$1,023

/first year

2.4% effective$85/mo

vs 1% no-fee card: +$604

Annual rewards earned+$453

Welcome bonus+$600

First-year fee waiver+$139

FX costs−$30

Annual fee−$139

$297

/first year

0.7% effective$25/mo

vs 1% no-fee card: −$122

Annual rewards earned+$457

FX costs−$30

Annual fee−$130

Best for your spendingCIBC Aventura Visa Infinite—$1,023Year 1 value

+$726 more than Visa Infinite

Scroll down for the full breakdown

Earn Rates by Category

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The Bottom Line

CIBC Aventura Visa Infinite wins by $726/yr — strongest in dining & restaurants

Visa Infinite earns $17 more on dining & restaurants
$600 welcome bonus advantage

Dining & Restaurants: +$17Travel: +$12

Showing Year 1 analysis

Year-over-Year

Year 1

CIBC Aventura Visa Infinite

by $726 — welcome bonus advantage

Year 2+

Too close to call

Data Sources

Issuer terms & conditions (verified Mar 2026)

Merchant MCC verification (239 merchants)

Insurance certificates (PDF review)

Reward program documentation

User-reported acceptance data

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