Which has the lower annual fee, CIBC Aventura Visa Infinite or enviro Visa Infinite Privilege?

The CIBC Aventura Visa Infinite has a $139 annual fee, while the enviro Visa Infinite Privilege charges $150/year.

Which card is better for groceries, CIBC Aventura Visa Infinite or enviro Visa Infinite Privilege?

The CIBC Aventura Visa Infinite earns 1.5x on groceries, while the enviro Visa Infinite Privilege earns 1.5x. The better choice depends on your grocery spending and the specific merchants you shop at.

CIBC Aventura Visa Infinite vs enviro Visa Infinite Privilege — Which Is Better? | Churnr

Header Quick Take Value Earn Rates Merchants Wallet Bonus FX Benefits Eligibility Perks Downgrade Verdict

CIBC Aventura Visa Infinite wins by $296/yr — strongest in dining & restaurants

enviro Visa Infinite Privilege earns $17 more on dining & restaurants
$150 welcome bonus advantage

Dining & Restaurants: +$17Travel: +$12

CIBC Aventura Visa Infinite: $30/yr in foreign transaction fees

enviro Visa Infinite Privilege: $30/yr in foreign transaction fees

Showing Year 1 analysis

Dollar Value

Winner

$1,023

/first year

2.4% effective$85/mo

vs 1% no-fee card: +$604

Annual rewards earned+$453

Welcome bonus+$600

First-year fee waiver+$139

FX costs−$30

Annual fee−$139

$727

/first year

1.7% effective$61/mo

vs 1% no-fee card: +$308

Annual rewards earned+$457

Welcome bonus+$450

FX costs−$30

Annual fee−$150

Best for your spendingCIBC Aventura Visa Infinite—$1,023Year 1 value

+$296 more than enviro Visa Infinite Privilege

Scroll down for the full breakdown

Earn Rates by Category

Wallet Optimizer

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The Bottom Line

CIBC Aventura Visa Infinite wins by $296/yr — strongest in dining & restaurants

enviro Visa Infinite Privilege earns $17 more on dining & restaurants
$150 welcome bonus advantage

Dining & Restaurants: +$17Travel: +$12

Showing Year 1 analysis

Year-over-Year

Year 1

CIBC Aventura Visa Infinite

by $296 — welcome bonus advantage

Year 2+

Too close to call

Data Sources

Issuer terms & conditions (verified Mar 2026)

Merchant MCC verification (239 merchants)

Insurance certificates (PDF review)

Reward program documentation

User-reported acceptance data

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