Which has the lower annual fee, CIBC Aventura Gold Visa or enviro Visa Infinite?

Both cards have the same annual fee of $120.

Which card is better for groceries, CIBC Aventura Gold Visa or enviro Visa Infinite?

The CIBC Aventura Gold Visa earns 1.5x on groceries, while the enviro Visa Infinite earns 1x. The better choice depends on your grocery spending and the specific merchants you shop at.

CIBC Aventura Gold Visa vs enviro Visa Infinite — Which Is Better? | Churnr

Header Quick Take Value Earn Rates Merchants Wallet Bonus FX Benefits Eligibility Perks Downgrade Verdict

CIBC Aventura Gold Visa edges ahead by $56/yr

CIBC Aventura Gold Visa earns $64 more on groceries
CIBC Aventura Gold Visa earns $24 more on travel

Groceries: +$64Travel: +$24Gas: +$18

CIBC Aventura Gold Visa: $30/yr in foreign transaction fees

enviro Visa Infinite: $30/yr in foreign transaction fees

Showing Year 1 analysis

Dollar Value

Winner

$303

/first year

0.7% effective$25/mo

vs 1% no-fee card: −$116

Annual rewards earned+$453

FX costs−$30

Annual fee−$120

$247

/first year

0.6% effective$21/mo

vs 1% no-fee card: −$172

Annual rewards earned+$347

Welcome bonus+$50

FX costs−$30

Annual fee−$120

Best for your spendingCIBC Aventura Gold Visa—$303Year 1 value

+$56 more than enviro Visa Infinite

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The Bottom Line

CIBC Aventura Gold Visa edges ahead by $56/yr

CIBC Aventura Gold Visa earns $64 more on groceries
CIBC Aventura Gold Visa earns $24 more on travel

Groceries: +$64Travel: +$24Gas: +$18

Showing Year 1 analysis

CIBC Aventura Gold Visa wins in both Year 1 and Year 2+ — consistent long-term value.

Data Sources

Issuer terms & conditions (verified Mar 2026)

Merchant MCC verification (239 merchants)

Insurance certificates (PDF review)

Reward program documentation

User-reported acceptance data

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