Which has the lower annual fee, CIBC Aeroplan Visa Infinite or RBC Avion Visa Infinite?

The RBC Avion Visa Infinite has a $120 annual fee, while the CIBC Aeroplan Visa Infinite charges $139/year.

Which card is better for groceries, CIBC Aeroplan Visa Infinite or RBC Avion Visa Infinite?

The CIBC Aeroplan Visa Infinite earns 2.7x on groceries, while the RBC Avion Visa Infinite earns 0.8x. The better choice depends on your grocery spending and the specific merchants you shop at.

CIBC Aeroplan Visa Infinite vs RBC Avion Visa Infinite — Which Is Better? | Churnr

Header Quick Take Value Earn Rates Merchants Wallet Bonus FX Benefits Eligibility Perks Downgrade Verdict

CIBC Aeroplan Visa Infinite wins by $1,398/yr — strongest in groceries

CIBC Aeroplan Visa Infinite earns $498 more on groceries
CIBC Aeroplan Visa Infinite earns $140 more on gas
$150 welcome bonus advantage

Groceries: +$498Gas: +$140Travel: +$127

CIBC Aeroplan Visa Infinite: $30/yr in foreign transaction fees

RBC Avion Visa Infinite: $30/yr in foreign transaction fees

Showing Year 1 analysis

Dollar Value

Winner

$2,247

/first year

5.4% effective$187/mo

vs 1% no-fee card: +$1,828

Annual rewards earned+$1,467

Welcome bonus+$810

First-year fee waiver+$139

FX costs−$30

Annual fee−$139

$849

/first year

2.0% effective$71/mo

vs 1% no-fee card: +$430

Annual rewards earned+$339

Welcome bonus+$660

FX costs−$30

Annual fee−$120

Best for your spendingCIBC Aeroplan Visa Infinite—$2,247Year 1 value

+$1,398 more than RBC Avion Visa Infinite

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Earn Rates by Category

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The Bottom Line

CIBC Aeroplan Visa Infinite wins by $1,398/yr — strongest in groceries

CIBC Aeroplan Visa Infinite earns $498 more on groceries
CIBC Aeroplan Visa Infinite earns $140 more on gas
$150 welcome bonus advantage

Groceries: +$498Gas: +$140Travel: +$127

Showing Year 1 analysis

CIBC Aeroplan Visa Infinite wins in both Year 1 and Year 2+ — consistent long-term value.

Data Sources

Issuer terms & conditions (verified Mar 2026)

Merchant MCC verification (239 merchants)

Insurance certificates (PDF review)

Reward program documentation

User-reported acceptance data

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