Which has the lower annual fee, CIBC Aeroplan Visa Infinite Privilege or RBC Avion Visa Infinite Privilege?

The RBC Avion Visa Infinite Privilege has a $399 annual fee, while the CIBC Aeroplan Visa Infinite Privilege charges $599/year.

Which card is better for groceries, CIBC Aeroplan Visa Infinite Privilege or RBC Avion Visa Infinite Privilege?

The CIBC Aeroplan Visa Infinite Privilege earns 2.7x on groceries, while the RBC Avion Visa Infinite Privilege earns 1x. The better choice depends on your grocery spending and the specific merchants you shop at.

CIBC Aeroplan Visa Infinite Privilege vs RBC Avion Visa Infinite Privilege — Which Is Better? | Churnr

Header Quick Take Value Earn Rates Merchants Wallet Bonus FX Benefits Eligibility Perks Downgrade Verdict

CIBC Aeroplan Visa Infinite Privilege wins by $2,871/yr — strongest in groceries

CIBC Aeroplan Visa Infinite Privilege earns $468 more on groceries
CIBC Aeroplan Visa Infinite Privilege earns $204 more on travel
$1,800 welcome bonus advantage
$200 higher annual fee, offset by rewards

Groceries: +$468Travel: +$204Bills & Utilities: +$141

CIBC Aeroplan Visa Infinite Privilege: $30/yr in foreign transaction fees

RBC Avion Visa Infinite Privilege: $30/yr in foreign transaction fees

Showing Year 1 analysis

Dollar Value

Winner

$2,859

/first year

6.8% effective$238/mo

vs 1% no-fee card: +$2,440

Annual rewards earned+$1,688

Welcome bonus+$1,800

FX costs−$30

Annual fee−$599

−$13

/first year

-0.0% effective$1/mo

vs 1% no-fee card: −$432

Annual rewards earned+$416

FX costs−$30

Annual fee−$399

Best for your spendingCIBC Aeroplan Visa Infinite Privilege—$2,859Year 1 value

+$2,871 more than RBC Avion Visa Infinite Privilege

Scroll down for the full breakdown

Earn Rates by Category

Wallet Optimizer

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The Bottom Line

CIBC Aeroplan Visa Infinite Privilege wins by $2,871/yr — strongest in groceries

CIBC Aeroplan Visa Infinite Privilege earns $468 more on groceries
CIBC Aeroplan Visa Infinite Privilege earns $204 more on travel
$1,800 welcome bonus advantage
$200 higher annual fee, offset by rewards

Groceries: +$468Travel: +$204Bills & Utilities: +$141

Showing Year 1 analysis

CIBC Aeroplan Visa Infinite Privilege wins in both Year 1 and Year 2+ — consistent long-term value.

Data Sources

Issuer terms & conditions (verified Mar 2026)

Merchant MCC verification (239 merchants)

Insurance certificates (PDF review)

Reward program documentation

User-reported acceptance data

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