Which card is better for groceries, ATB Gold Cash Rewards or Rogers Platinum?

The ATB Gold Cash Rewards earns 1.5% on groceries, while the Rogers Platinum earns 0.5%. The better choice depends on your grocery spending and the specific merchants you shop at.

ATB Gold Cash Rewards vs Rogers Platinum — Which Is Better? | Churnr

Header Quick Take Value Earn Rates Merchants Wallet Bonus FX Benefits Eligibility Perks Downgrade Verdict

ATB Gold Cash Rewards edges ahead by $155/yr

ATB Gold Cash Rewards earns $128 more on groceries
Rogers Platinum earns $48 more on travel

Groceries: +$128Travel: +$48Bills & Utilities: +$24

ATB Gold Cash Rewards: $30/yr in foreign transaction fees

Rogers Platinum: $30/yr in foreign transaction fees

Showing Year 1 analysis

Dollar Value

Winner

$359

/first year

0.9% effective$30/mo

vs 1% no-fee card: −$60

Annual rewards earned+$384

Welcome bonus+$5

FX costs−$30

Annual fee−$0

$203

/first year

0.5% effective$17/mo

vs 1% no-fee card: −$215

Annual rewards earned+$233

FX costs−$30

Annual fee−$0

Best for your spendingATB Gold Cash Rewards—$359Year 1 value

+$155 more than Rogers Platinum

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Earn Rates by Category

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The Bottom Line

ATB Gold Cash Rewards edges ahead by $155/yr

ATB Gold Cash Rewards earns $128 more on groceries
Rogers Platinum earns $48 more on travel

Groceries: +$128Travel: +$48Bills & Utilities: +$24

Showing Year 1 analysis

ATB Gold Cash Rewards wins in both Year 1 and Year 2+ — consistent long-term value.

Data Sources

Issuer terms & conditions (verified Mar 2026)

Merchant MCC verification (239 merchants)

Insurance certificates (PDF review)

Reward program documentation

User-reported acceptance data

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