Which has the lower annual fee, American Express Aeroplan Reserve Card or CIBC Aventura Visa Infinite Privilege?

The CIBC Aventura Visa Infinite Privilege has a $499 annual fee, while the American Express Aeroplan Reserve Card charges $599/year.

Which card is better for groceries, American Express Aeroplan Reserve Card or CIBC Aventura Visa Infinite Privilege?

The American Express Aeroplan Reserve Card earns 2.7x on groceries, while the CIBC Aventura Visa Infinite Privilege earns 2x. The better choice depends on your grocery spending and the specific merchants you shop at.

Is the American Express Aeroplan Reserve Card accepted everywhere in Canada?

The American Express Aeroplan Reserve Card runs on the American Express network, which is not accepted at some Canadian retailers like Costco and Loblaws. Visa and Mastercard have broader acceptance in Canada.

American Express Aeroplan Reserve Card vs CIBC Aventura Visa Infinite Privilege — Which Is Better? | Churnr

Header Quick Take Value Earn Rates Merchants Wallet Bonus FX Benefits Eligibility Perks Downgrade Verdict

American Express Aeroplan Reserve Card wins by $2,571/yr — strongest in groceries

American Express Aeroplan Reserve Card earns $366 more on groceries
American Express Aeroplan Reserve Card earns $288 more on dining & restaurants
$1,530 welcome bonus advantage
$100 higher annual fee, offset by rewards

Groceries: +$366Dining & Restaurants: +$288Travel: +$161

American Express Aeroplan Reserve Card: $30/yr in foreign transaction fees

American Express Aeroplan Reserve Card (Amex) — not accepted at Costco, Loblaws, No Frills, Walmart

CIBC Aventura Visa Infinite Privilege: $30/yr in foreign transaction fees

Showing Year 1 analysis

Dollar Value

Winner

$2,601

/first year

6.2% effective$217/mo

vs 1% no-fee card: +$2,182

Annual rewards earned+$1,700

Welcome bonus+$1,530

FX costs−$30

Annual fee−$599

$30

/first year

0.1% effective$2/mo

vs 1% no-fee card: −$389

Annual rewards earned+$559

FX costs−$30

Annual fee−$499

Best for your spendingAmerican Express Aeroplan Reserve Card—$2,601Year 1 value

+$2,571 more than CIBC Aventura Visa Infinite Privilege

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The Bottom Line

American Express Aeroplan Reserve Card wins by $2,571/yr — strongest in groceries

American Express Aeroplan Reserve Card earns $366 more on groceries
American Express Aeroplan Reserve Card earns $288 more on dining & restaurants
$1,530 welcome bonus advantage
$100 higher annual fee, offset by rewards

Groceries: +$366Dining & Restaurants: +$288Travel: +$161

Showing Year 1 analysis

American Express Aeroplan Reserve Card wins in both Year 1 and Year 2+ — consistent long-term value.

Data Sources

Issuer terms & conditions (verified Feb 2026)

Merchant MCC verification (239 merchants)

Insurance certificates (PDF review)

Reward program documentation

User-reported acceptance data

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