Which card is better for groceries, Amazon.ca Rewards or American Express Green Card?

The Amazon.ca Rewards earns 1x on groceries, while the American Express Green Card earns 1.5x. The better choice depends on your grocery spending and the specific merchants you shop at.

Is the American Express Green Card accepted everywhere in Canada?

The American Express Green Card runs on the American Express network, which is not accepted at some Canadian retailers like Costco and Loblaws. Visa and Mastercard have broader acceptance in Canada.

Amazon.ca Rewards vs American Express Green Card — Which Is Better? | Churnr

Header Quick Take Value Earn Rates Merchants Wallet Bonus FX Benefits Eligibility Perks Downgrade Verdict

American Express Green Card wins by $685/yr — strongest in groceries

American Express Green Card earns $256 more on groceries
American Express Green Card earns $120 more on travel

Groceries: +$256Travel: +$120Bills & Utilities: +$96

Amazon.ca Rewards: $30/yr in foreign transaction fees

American Express Green Card: $30/yr in foreign transaction fees

American Express Green Card (Amex) — not accepted at Costco, Loblaws, No Frills, Walmart

Showing Year 1 analysis

Dollar Value

$398

/first year

0.9% effective$33/mo

vs 1% no-fee card: −$21

Annual rewards earned+$428

Welcome bonus+$0

FX costs−$30

Annual fee−$0

Winner

$1,082

/first year

2.6% effective$90/mo

vs 1% no-fee card: +$664

Annual rewards earned+$1,112

FX costs−$30

Annual fee−$0

Best for your spendingAmerican Express Green Card—$1,082Year 1 value

+$685 more than Amazon.ca Rewards

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Earn Rates by Category

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The Bottom Line

American Express Green Card wins by $685/yr — strongest in groceries

American Express Green Card earns $256 more on groceries
American Express Green Card earns $120 more on travel

Groceries: +$256Travel: +$120Bills & Utilities: +$96

Showing Year 1 analysis

American Express Green Card wins in both Year 1 and Year 2+ — consistent long-term value.

Data Sources

Issuer terms & conditions (verified Mar 2026)

Merchant MCC verification (239 merchants)

Insurance certificates (PDF review)

Reward program documentation

User-reported acceptance data

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