5% cash back on first $10,000 in purchases (up to $500)
Fee Waiver Available
$100K+ with Wealthsimple or direct deposit $4,000+ monthly paycheque
| Category | Earn Rate |
|---|---|
Dining & RestaurantsBest | 2% cash back |
Gas & FuelBest | 2% cash back |
ShoppingBest | 2% cash back |
GroceriesBest | 2% cash back |
Bills & UtilitiesBest | 2% cash back |
Streaming & SubscriptionsBest | 2% cash back |
Transit & RideshareBest | 2% cash back |
Travel & HotelsBest | 2% cash back |
Enter your monthly spending to estimate annual rewards with this card.
Is the $240/yr fee worth it for you?
Calculate BreakevenTypical benefits for no fee tier cards. Actual coverage may vary.
Annual Fee Waiver (Wealthsimple Premium/Generation)
Wealthsimple Premium or Generation client
Ecosystem Card — wealthsimple
This card offers enhanced earn rates within the wealthsimple ecosystem. Use it at partner merchants for maximum rewards.
Based on card-specific requirements where available; household income estimated by tier.
Cash advance, balance transfer, and late payment fees are typical for this card tier. Check the issuer for exact rates.
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Benefits You Use: ~$0 of ~$50/yr
0%Extended Warranty
Doubles the manufacturer warranty (up to 1 extra year) on eligible purchases