Triangle Rewards (CT Money) Guide: Where and How to Redeem

What Is Triangle Rewards CT Money Worth?

Triangle Rewards CT Money has a fixed value of 1.0 cpp — redeemable in-store at Canadian Tire and its family of retail brands. There are no variable redemption methods, transfer partners, or travel portals. Every point is worth exactly 1 cent at the register.

Redemption Location	Value
Canadian Tire stores	1.0 cpp
Sport Chek	1.0 cpp
Mark's / L'Equipeur	1.0 cpp
Atmosphere	1.0 cpp

Where to Redeem

Canadian Tire — The Primary Destination

Canadian Tire stores accept CT Money at face value. Since Canadian Tire carries hardware, automotive, housewares, sporting goods, and seasonal items, most Canadians can find regular use for their points.

Minimum redemption: As low as $0.01 in CT Money — no thresholds required.

Sport Chek

Redeem CT Money at Sport Chek for athletic apparel, footwear, and equipment. Same 1.0 cpp face value.

Mark's / L'Equipeur

CT Money works at Mark's for workwear, casual clothing, and footwear. Same fixed value.

Atmosphere

Outdoor and adventure gear at Atmosphere stores also accepts CT Money.

How to Earn CT Money

Triangle Mastercard

Card	Base Earn	Best Category
Triangle Mastercard	1% everywhere	Canadian Tire family stores
Triangle World Elite Mastercard	1% everywhere, bonuses at CT family	Canadian Tire family stores

Multiplier Events

The real earning power comes from in-store multiplier events. Canadian Tire regularly runs 10x, 20x, and even 30x CT Money events on select categories. During a 20x event, a $100 purchase earns $20 in CT Money — effectively a 20% return.

Tip: Check the Triangle Rewards app weekly for current multiplier offers. Load them before shopping.

Partner Earning

• Gas+ (Canadian Tire gas bars) — earn CT Money on fuel
• Party City — earn at select locations

Tips for Maximum Value

1. Wait for multiplier events — earning 10x–30x during events makes this program competitive with any Canadian loyalty program
2. Stack multipliers — combine the Triangle Mastercard earn with in-store bonus events and personal app offers
3. Redeem on high-value purchases — CT Money is worth the same regardless of what you buy, so no need to strategize redemption timing
4. Use the Triangle app — personalized offers and bonus multipliers appear regularly
5. No expiry worries — CT Money does not expire as long as your account is active

Common Issues & Troubleshooting

CT Money not appearing after a purchase? Ensure you scanned your Triangle Rewards card or app at checkout. CT Money from credit card purchases posts after the transaction appears on your statement.

Multiplier bonus not applied? Make sure the multiplier offer was loaded to your account before the purchase. Check the Triangle app — loaded offers show as "Active." If it was not loaded, the bonus will not apply retroactively.

Can I use CT Money online? Yes. CT Money can be redeemed at canadiantire.ca, sportchek.ca, and marks.com during checkout.

Do Triangle Rewards expire? CT Money does not expire as long as your Triangle Rewards account remains active. Inactivity for an extended period may result in account closure — earn or redeem periodically to keep it active.

Can I transfer CT Money to another person? No. CT Money is tied to your Triangle Rewards account and cannot be transferred to other members.