Neo

MastercardNo Fee

Neo Financial

$0No annual fee

Key Details

Rewards Type

Cash Back

Program

Cash Back

Annual Fee

Free

Foreign Transaction Fee

No FX fee

Best Earn Rate

4% on dining

Earn Rates

Category	Rate	Cap	Post-Cap
dining	4%	—	—
gas	4%	—	—
grocery	4%	—	—
recurring	4%	—	—
streaming	4%	—	—
travel	1%	—	—
general	0.5%	—	—
transit	0.5%	—	—

No foreign transaction fee — great for international purchases

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